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SolveYourProblem eLearning Series
Internet Security

       

How To Protect Your Identity Online

    

Identity theft is rampant. Likely you have heard the horror stories and have heard from others who have been scammed. After hearing these stories, you probably are careful with credit cards in public, shred bills that are outdated, and even keep all of your account information under tight lock and key. What about when you are on the Internet, though? There are predators out there just waiting to use the Internet to steal identities and defraud you the first chance they get.

In today’s world, our lives revolve around Internet usage. We use it to research, communicate, and even store information. With that being the case, it is not likely we will just stay off the Internet in order to prevent identity theft. Instead, there are some ways you can protect yourself when you are online.

One thing you can do is get an internet privacy tool package. There are several companies that offer suites of privacy tools. They usually include some sort of programming that will stop on-lookers from seeing into your files. Many will even block your ISP from seeing your information, which is a good thing. Their only job is to supply you with service.

Second, make sure any suite your purchase includes deletion of history files, cookies, and cache files. There are some software programs that include the ability to delete history and any file that will put your privacy in danger to the same standards as the department of defense.

Third, if you don’t go as far as a suite of tools, make sure you have a good firewall. It should block hackers and guard you against viruses and worms so that your private information is secure. Some firewall programs will make your computer basically invisible. Hackers won’t even be able to tell your computer is online, which in itself is good protection from them.

Fourth, be aware of scams that can steal your identity information when you are online. One such scam will sell you some high demand item at a very low price. It is such a good price that you will likely be excited at the chance. The scammer tells you to pay nothing until the item is shipped. The person that sends you the product will have gotten it with someone else’s credit card. Once you receive the item, you will then own stolen property. After you pay with your credit card number (since you’ve received the new goods), the scammer will then have your credit card number to use for his next scam.

Fifth, be aware of emails that seem to be from reputable companies. Some emails may appear to come from companies that you are doing business with. For instance, there are scams out there where an email will come to you claiming to be from Paypal or Ebay. The message will ask you to “verify” your information. Companies that are reputable will never ask for such information over the Internet, or at all for that matter. When in doubt, always contact the company on your own to find out if the email is legitimate. Even if it is, try to find a different way to verify your information where it is more secure.

Sixth, know the policies of any company with which you work over the Internet. Most will never ask you for your personal information via email. If you know what they will and will not do, it is easier for you to sniff out scams or fraud that is designed to steal your identity. You will also be able to help others with the same problem and protect family computers or business identities.

Seventh, know what you can and cannot do. For instance, you should know that you couldn’t, on your own, delete files from windows to a point where they are completely unrecoverable. Because windows cannot do that, you are always at risk if you do not take other precautions against identity theft via the Internet.

Finally, consider some sort of “cleaner” software. There are programs that will delete browser and system usage tracks, but it will also shred pictures and auto-generate secure passwords for you. Good “cleaner” software will also prevent new spyware from finding its way to your computer and hard drive. Protecting your identity is important in protecting your business, your reputation, and even the means by which you live. So, getting the right “cleaner” software can be a big step in increasing your identity protection when you are online.

# # # # #

SolveYourProblem.com : 2007

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